MobiPesa is Kenya’s most flexible mobile lending platform. We strive to provide financial inclusion for people from all walks of life by leveraging on technology to provide cash loans right on their mobile phones at low and easy repayment schedules. We make it effortless for you to access credit, wherever and whenever you need it. We offer a simple registration and application process, after which you will receive your loan straight to your M-Pesa account.

How does it work? (1) Click the Apply link or button on the website to get started, (2) Fill the short application form and choose how much money you need, (3) Your application will be evaluated and when it is approved, you will receive money on your M-Pesa account.

Need additional financing? Make use of our flexible additional amount feature that allows you to top up your existing loan with extra cash, up to your current credit limit. Need more time to repay? Loan extensions give you more control over your loan by letting you postpone your due date by 7, 14, 21 or 28 days.

Loan limits vary with a minimum of Kes. 5,000 and the maximum, dependent on the client’s repayment history. Repay on time and build a positive credit history. Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.

What's so special about us? Additional amount and extensions do the job! Achieve financial harmony! Realize your needs with our instant personal loans.

Get started

To apply for a loan, you just need to follow these easy steps:

  • Register online with your M-Pesa number
  • Apply for the exact loan amount you need
  • Get approved and receive the money in minutes
  • Repay on time to get a maximum of 300,000 Ksh

Apply Today

5% APR